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    • Home
    • JOHNSTOWN BANKRUPTCY
    • OUR FIRM
    • Office Locations
    • Bankruptcy Blog
    • Contact Us

  • Home
  • JOHNSTOWN BANKRUPTCY
  • OUR FIRM
  • Office Locations
  • Bankruptcy Blog
  • Contact Us

OUR BANKRUPTCY BLOG

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Johnstown Bankruptcy Attorney

319 Washington St, Johnstown, Pennsylvania 15901, United States

814.746.4677

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

Closed

Sun

Closed

 

Get Relief from Debt in Johnstown, PA

If you live in Cambria County or surrounding areas and are struggling with credit card debt, medical bills, or wage garnishments, you’re not alone. At Willis & Associates, our bankruptcy attorneys in Johnstown, PA, are here to help you stop creditor harassment and take back control of your life. We’ve helped thousands of Pennsylvanians just like you eliminate debt and get a fresh start.

What Can Bankruptcy Do for You?

  • Stop Foreclosure & Repossession
    Bankruptcy can halt foreclosure proceedings and stop car repossessions, giving you time to reorganize your finances.
     
  • Eliminate Credit Card & Medical Debt
    Chapter 7 can discharge unsecured debt and stop collection efforts immediately.
     
  • End Creditor Harassment
    Once your case is filed, creditors must legally stop calling, emailing, or suing you.
     
  • Protect Your Income
    Filing for bankruptcy puts an immediate stop to wage garnishments and bank levies.
     

Types of Bankruptcy We Handle

Chapter 7 Bankruptcy – Straight Bankruptcy or Liquidation

Ideal for individuals with limited income who want to eliminate most or all of their unsecured debts quickly.

Chapter 13 Bankruptcy – Wage Earner’s Plan

Designed for those who have regular income and want to catch up on mortgage or car payments over 3–5 years while protecting assets.

Proudly Serving Johnstown and Western Pennsylvania

We serve clients throughout Cambria County, including:

  • Richland
     
  • Westmont
     
  • Ebensburg
     
  • Geistown
     
  • Northern Somerset and Indiana Counties
     

If you’re searching for “bankruptcy attorney near me” in Johnstown, you’ve come to the right place.

Common Questions About Bankruptcy

Will I lose my house or car?
In most cases, no. Our attorneys will help you use available exemptions to protect your assets.

Will bankruptcy ruin my credit forever?
Bankruptcy may impact your score, but many clients begin rebuilding their credit within months of discharge.

How long does the process take?
Chapter 7 cases are usually resolved within 4–6 months. Chapter 13 plans last 3–5 years but can stop foreclosure and let you catch up.

Why Now is the Time to Act

Every day you wait, interest piles up and creditors get more aggressive. Don’t wait for a wage garnishment or foreclosure notice. Call now and take the first step toward peace of mind.

📞 Call 814-746-4677 now or request a free consultation online.
Evening and weekend appointments are available. Payment plans offered.

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